Priority | CNext - Century Next Bank | Lincoln | Ouachita | Ashley County

Priority Checking and Savings

Priority Checking

Benefits

Monthly Qualifications

If monthly qualifications are not met, earn 0.05% APY* on entire balance. 

See below for additional disclosures.*

Priority Savings

Benefits

If monthly qualifications are not met in Priority Checking, earn 0.05% APY* on entire Priority Savings balance.

See below for additional disclosures.*

 

Priority Checking and Savings Disclosures

*APY = Annual Percentage Yield. APY is accurate as of 02/01/2023. Rates may change after account is opened. Fees may reduce earnings. Limit one account per SSN. Qualifying transactions must post and settle to the Priority Checking account during the monthly qualification cycle. Monthly Qualification Cycle means the first business day of the month to the last business day of the month.  Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM transactions do not count towards qualifying debit card transactions.

Priority Checking

If qualifications are met in a monthly qualification cycle:  Balances up to $30,000.00 receive APY of 7.00% and balances over $30,000.00 earn 0.50% interest rate on the portion of the balance over $30,000, resulting in 7.00%-0.50% APY (depending on balance); and domestic ATM fees incurred during qualification cycle will be reimbursed up to $15 ($4.99 per single transaction) and credited to account on the first business day of the month following the statement cycle. If qualifications are not met in a monthly qualification cycle, all balances earn 0.05% APY.

Priority Savings

If qualifications in Priority Checking are met in a monthly qualification cycle, balances up to $30,000.00 in Priority Savings receive an APY of 3.00% and balances over $30,000.00 in Priority Savings earn 0.50% interest on the portion above $30,000.00, resulting in 3.00% - 0.50% APY (depending on the balance). If qualifications are not met in a monthly qualification cycle, all balances earn 0.05% APY.

 

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